Editorial Policy
Publisher
Educational content is published under the site name (Mortgage Number Lab). We do not attribute articles to fictional authors or unverifiable credentials. Guides display published and updated dates that reflect real content revisions.
Primary sources
Factual claims about mortgage rules are checked against authoritative sources such as the Consumer Financial Protection Bureau and HUD where applicable. Guides link to those sources when rules are discussed.
What we aim for
Mortgage Number Lab publishes mortgage calculators and short explainers that should be accurate, clear about assumptions, and useful enough to check against a lender quote. We do not invent staff bios, credentials, or claims we cannot support.
Calculator accuracy
Formulas follow standard mortgage math and are documented on the Methodology page. Automated tests check results against reference values. Limits and assumptions appear on each calculator page.
If you think a number is wrong, use the Contact page. Verified errors are corrected.
Content standards
- Guides explain how the math works; they are not loan offers.
- We do not invent statistics or rankings without a source.
- FAQs mirror questions people actually ask about these tools.
- We do not scrape competitor copy.
- We do not pad pages for word count or keyword density.
No fabricated credentials
This site does not list fake authors, review dates, or reviewer names. If we ever attribute expertise to a named person, that attribution will be real and checkable.
Advertising and independence
Ads (including Google AdSense) may appear on the site. They do not change calculator results, methodology, or guide content. Ad slots stay visually separate from the tools.
Corrections
When we find a calculation error or factual mistake, we fix the page. We do not rewrite history to hide the error.